Rate Providers
Companies Surveyed to Obtain Best GIC Rates
- Advisors Advantage
- AGF Trust
- B2B Trust
- Bank of Montreal
- Bank of Nova Scotia
- Belgian Credit Union
- Caisse Populaire
- Canadian Western Bank - East
- Carpathia Credit Union
- CIBC Trust
- Citizens Bank
- Coast Capital Savings Credit Union
- Community Trust Company Ltd.
- Concentra Financial
- Dundee Bank of Canada
- The Effort Trust Company
- Equitable Trust
- Great West Life
- Home Trust
- ICICI Bank Canada
- Island Savings Credit Union
- Laurentian Bank of Canada
- Maple Trust Company
- Manulife Bank of Canada
- MCAN Mortgage Corp.
- Montreal Trust Company
- National Bank of Canada
- National Trust Company
- Pacific & Western's eTrust of Canada
- Peace Hills Trust Company
- People's Trust Company
- ResMor Trust
- Scotiabank
- Standard Life
- TD/Canada Trust Agent Services
- TD Mortgage Corp.
Please note that some providers may charge a fee to transfer money out of the institution. Please speak with your advisor for more details.
Organizations Guaranteeing GICs
- Canadian Deposit Insurance Corporation is a federal Crown corporation created by Parliament in 1967 to protect your deposits (up to $100,000) made with member financial institutions in case of their failure (for more information see www.cdic.ca)
- Provincial Deposit Insurance Programs - in Manitoba, the Deposit Guarantee Corporation of Manitoba provides 100% guarantee of deposits held with Manitoba credit unions and caisses populaires. For more information see www.depositguarantee.mb.ca
- Assuris offers protection in the event that a life insurance company fails. Assuris is a not-for-profit corporation funded by the life insurance industry. It protects Canadian policyholders against loss of benefits due to the financial failure of a member company. Details about the extent of Assuris' protection are available at www.assuris.ca or in its brochure, which can be obtained from your financial advisor, your life insurance company or Assuris (email info@assuris.ca or call 1-800-268-8099.)